Seventy percent of inherited wealth is gone by the second generation. Ninety percent by the third. The failure is almost never technical — it is behavioral, rooted in the psychological dimensions that traditional wealth advisory systematically overlooks.
Articles in This Section
Why 70% of Inherited Wealth Is Lost by the Third Generation — and the Families Who Break the Pattern
Examining the well-documented pattern of multigenerational wealth dissipation and the governance, behavioral, and structural factors that distinguish families who defy the odds.
Dynasty Trusts — Architecture, Jurisdiction, and Multigenerational Planning
How dynasty trusts function as vehicles for multigenerational wealth preservation, and why jurisdiction selection and behavioral provisions are as important as tax strategy.
The Psychological Dimensions of Inherited Wealth — What Advisors and Families Are Rarely Told
The clinical and psychological literature on inherited wealth, identity formation, and the behavioral patterns that advisors encounter but rarely understand.
Structuring Wealth Transfer That Supports Recovery — Incentive Trusts and Behavioral Provisions
How trust structures can be designed to support genuine recovery and personal development rather than merely incentivizing compliance.
Family Philanthropy and the Family Office — Values, Structure, and Rising Generation Engagement
How strategic philanthropy serves as both a wealth stewardship tool and a vehicle for developing purpose, competence, and engagement in the rising generation.
The Great Wealth Transfer — What Advisors Need to Know
The unprecedented intergenerational wealth transfer underway, its implications for advisory relationships, and why behavioral health is the overlooked variable.
Trust Distributions and Active Addiction — The Fiduciary's Impossible Decision
Navigating the fiduciary obligation when trust distributions may fund self-destructive behavior — legal frameworks, clinical considerations, and practical decision protocols for trustees.
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